Shareware Grab Bag/Shareware Grab Bag.iso/006/tc41.arc/TC41-EX.SSF

Text File | 1985-10-11 | 5.4 KB | 601 lines

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This is a sample worksheet, it is what some call a template.  It is setup
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to show you how you can use "Turbo Calc" to do a family budget.
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To use the template you just put numbers in for each expense catagory and
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put in the amount for the income figure at the bottom.  The worksheet will
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calculate the total expenses and the amount that you can save or must take
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from savings.
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At the end of this worksheet is a sample of the technique used for the
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Internal Rate of Return function.
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Budget
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Category
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 Month 1
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 Month 2
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 Month 3
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 Month 4
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 Month 5
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 Month 6
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Food
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0
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0
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0
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0
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0
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0
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Clothing
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Newspaper
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Insurance
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Church
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Mortgage
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Magazines
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Medical
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Computer
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Auto
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Gasoline
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Electric
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Water
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Loan Pay
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School
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Entertain
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Misc.
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Expenses
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(B16:B32)
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(C16:C32)
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(D16:D32)
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(E16:E32)
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(F16:F32)
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(G16:G32)
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Savings
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(B37-B34)
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(C37-C34)
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(D37-D34)
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(E37-E34)
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(F37-F34)
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(G37-G34)
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Income
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0
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0
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0
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0
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0
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0
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==========
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==========
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==========
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==========
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==========
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==========
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Sample problem, showing the use of the Internal Rate of Return function.
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Loan Analysis
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Loan Amount
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-1000
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  Shown as negative, because YOU are
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Year 1 Payment
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500
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  making the loan!  The loan payments
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Year 2 Payment
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400
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  are income to you and you are trying
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Year 3 Payment
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200
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  to decide if you want to make the loan
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Year 4 Payment
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100
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  or not.
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Net Income
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(C44:C48)
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==========
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Rate of Return
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(IRR(.14,C44..C48))
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Proof is NPV of
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cash flows...
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(ABS(NPV(C53,C45..C48)+C44))
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  By definition the Internal Rate of
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  Return is the interest rate that will
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  discount the cash flow to zero!
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END